Clear, independent advice on your pensions and investments
Independent financial planning for individuals and families across Central Scotland – from growing your wealth to retiring well and passing it on.
Your first meeting is at our expense, with no obligation.
- Chartered Financial PlannerThe profession's gold standard
- VouchedFor Top RatedSeven years running
- 125 verified reviewsIndependently collected
- FCA authorisedFirm reference 812813
What does financial freedom mean for you?
Whether it's retiring on your terms, making your savings work harder or making sure your family is looked after, we help you get there with clear, independent advice.
We advise on retirement planning, accessing your pension, tax-efficient investing, life cover and estate planning, with clients meeting us in Edinburgh, Falkirk, Glasgow, Livingston and Stirling, or anywhere in Scotland by video.
More about Select Wealth →Why clients choose us
- Truly independentWe're not tied to any provider, so we can recommend from the whole of the market.
- Chartered expertiseAdvice from a Chartered Financial Planner – the profession's gold standard.
- Local and flexibleMeet in Edinburgh, Falkirk, Glasgow, Livingston or Stirling – or by phone or video if that suits you better.
- Clear from the startYour first meeting is free, and you'll know exactly what any advice will cost before you go ahead.
Advice for every stage, from building wealth to passing it on
Savings & Investments
Tax-efficient ISAs, bonds and portfolios built around your goals and attitude to risk.
Learn more →Review My Pension
A clear view of what you have, what it costs, and whether it's still right for you.
Learn more →Access My Pension
Drawdown, annuities and tax-free cash – turning your pension into a lasting income.
Learn more →Life Cover
Protection that keeps your family financially secure if the worst happens.
Learn more →Estate Planning
Plan for Inheritance Tax and make sure your wealth passes on as you intend.
Learn more →Corporate Advice
Workplace pensions and financial planning for business owners and directors.
Learn more →What will an independent financial adviser do for me?
Whether you're reviewing investments you already have or starting a long-term plan from scratch, the process is the same: understand where you are, agree where you want to be, and build a plan to get there.
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A free first conversation
We talk through your circumstances, goals and attitude to risk – in person or by video. It's at our expense and there's no obligation.
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A clear plan and fee
We review what you already have and recommend what makes sense, often bringing investments together tax-efficiently in one easy-to-manage account. You'll know the cost before anything goes ahead.
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Ongoing reviews
Circumstances change, so we review your plan regularly to keep it on track and make adjustments when they're needed.
The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
Top Rated on VouchedFor, seven years running
Every review is independently collected and verified by VouchedFor, and we've been included in their Top Rated Financial Adviser Guide, published in The Times, for the seventh year in a row.
Questions we're often asked
If you have a question that isn't answered here, we're happy to talk it through – there's no cost or obligation.
Book a free consultationIs my money safe with Select Wealth?
Yes, Select Wealth are Authorised and Regulated by the Financial Conduct Authority (FCA). This means that if things go wrong, you are protected by both the Financial Ombudsman Service (FOS) and Financial Services Compensation Scheme (FSCS). Read more
Do I have to pay for an initial meeting with an adviser?
There's nothing to pay for an initial meeting with an adviser.
Do Select Wealth offer independent or restricted advice?
We offer independent financial advice. This means we have no restrictions on the providers we use and will only make a recommendation having carried out whole of market research.