Independent Financial Adviser in Edinburgh
Independent pension and investment advice in Edinburgh
We work with people across Edinburgh and the Lothians who want clear, independent advice on their pensions, their retirement and their investments.
Our work is focused on three things: planning how you'll draw your pension, making sure the pensions you already have are still working for you, and investing savings or a lump sum. As independent advisers, we choose from the whole market rather than one provider's products.
Meetings are by appointment at Hudson House on Albany Street, in Edinburgh's New Town, at your home, or by video call.
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Independent advice in Edinburgh's New Town
Select Wealth has been giving independent financial advice since 2014 and is led by a Chartered Financial Planner. In Edinburgh we meet clients by appointment at Hudson House, 8 Albany Street – or at home, or by video if that's easier.
Our clients are usually approaching retirement or already retired. Some want to know how and when to draw their pensions; others have built up pensions over several jobs, or have savings or a lump sum they'd like invested properly. In every case we start with a free conversation about what you want to achieve.
Our service is designed for clients with £250,000 or more in pensions and investments.
Pension, retirement and investment advice in Edinburgh
Three specialist areas, each covered in depth.
Accessing your pension
Planning how and when to take your pension – whether through tax-free cash, drawdown, an annuity or a blend – to give you a sustainable income with as little tax as possible. We also plan for the April 2027 inheritance tax changes.
Accessing your pension →Pension reviews
A thorough look at the pensions you already hold, covering costs, investment choices and any guarantees, with plain advice on whether any change is worth making.
Reviewing your pensions →Savings & investments
Independent advice on investing a lump sum or regular savings through ISAs and other tax-efficient accounts, matched to your goals and the level of risk you're comfortable with.
Savings & investments →We do not advise on defined benefit (final salary) pension schemes.
Working with us, step by step
Free introductory meeting
At Hudson House, at home or by video. We listen to what you want to achieve and explain how we charge.
Personal recommendation
Our advice is set out in a clear written report, and your fee is agreed before anything goes ahead.
Ongoing service
Regular reviews keep your plan in line with your circumstances, the markets and any rule changes.
Independently verified reviews
VouchedFor collect and verify every review we receive, and have included us in their Top Rated guide, distributed in The Times, for seven years running.
Meeting us in Edinburgh
Address
Hudson House, 8 Albany Street, Edinburgh EH1 3QB
By appointment
Meetings are by appointment only – please call or book online before visiting.
Getting here
A few steps from the Picardy Place tram stop and around a ten-minute walk from Waverley station.
Parking
Parking in the New Town is limited, so public transport is usually the easiest option.
Areas we cover from Edinburgh
Edinburgh FAQs
Can I just drop in to Hudson House?
No – all meetings are by appointment, so please call or book online first. We can also meet you at home or by video.
Is the first meeting free?
Yes. There's no cost for the first meeting and no obligation to go any further.
Is there a minimum?
Yes. Our service is designed for people with £250,000 or more in pensions and investments.
How are your fees worked out?
Our initial fee is a percentage of the amount being invested or transferred, reducing as the amount increases – for example 1.65% on £250,000. We confirm your fee in writing before any work begins. More on the cost of advice →
Can you help with pensions from previous employers?
Yes. We review defined contribution pensions from past jobs and explain whether keeping, combining or changing them would make sense. We do not advise on defined benefit (final salary) schemes.
What's the easiest way to get to Albany Street?
Hudson House is a few steps from the Picardy Place tram stop and around a ten-minute walk from Waverley station. Parking in the New Town is limited, so public transport is usually easiest.
Speak to an independent financial adviser in Edinburgh
Free first meeting, by appointment. Call 0330 223 1653 or book online.
The value of investments and pensions can fall as well as rise and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.
Other places we meet clients
Can’t get to us? We can meet at your home or workplace, or talk by phone or video.
Book a free consultation →