Independent Financial Adviser in Stirling
Independent pension and investment advice in Stirling
Select Wealth is an independent financial advice firm helping people across Stirling, Bridge of Allan and Dunblane plan for and enjoy their retirement.
We specialise in three things: helping you take money from your pension in a tax-efficient way, reviewing the pensions you already have, and investing savings or a lump sum. Because we're independent, we're not tied to any provider, so our recommendations are based on what suits you.
Your first meeting is free and there's no obligation to go further. Meetings are by appointment, at Castle Business Park, at your home, or by video call.
Request a callback
Complete your details below and we’ll contact you within one working day.
An independent firm, local to Stirling
Select Wealth was founded in 2014 and is led by a Chartered Financial Planner. We meet clients at Castle Business Park, at home, or by video, and advise people across Stirling, Bridge of Allan, Dunblane and the surrounding area.
Most of the people we help are approaching retirement or already retired. Many have built up pensions with several employers over the years, or have savings or an inheritance they want to put to work, and want someone to look at the whole picture and give them a clear plan.
Our service is designed for clients with £250,000 or more in pensions and investments.
Pension, retirement and investment advice in Stirling
We concentrate on three areas, so you benefit from specialist knowledge rather than a bit of everything.
Accessing your pension
Deciding when and how to take your pension – tax-free cash, drawdown, an annuity or a mix – and keeping the tax you pay as low as possible. We also plan for the inheritance tax changes to pensions from April 2027.
Accessing your pension →Pension reviews
If you have pensions from past jobs, we'll check what they cost, how they're invested and whether they contain valuable guarantees – and tell you plainly whether any change is worthwhile.
Reviewing your pensions →Savings & investments
Independent advice on investing savings or a lump sum through ISAs and other accounts, matched to your goals, your timescale and the level of risk you're comfortable with.
Savings & investments →We do not advise on defined benefit (final salary) pension schemes.
How working with us works
Free first meeting
At Castle Business Park, your home or by video. We get to know you and explain how we charge.
Your written recommendation
We research the options and set out our advice clearly in writing, with fees agreed before anything goes ahead.
Ongoing reviews
Regular reviews keep your plan on track as markets, tax rules and your circumstances change.
Rated by clients on VouchedFor
Every review is independently collected and verified by VouchedFor. We've been included in VouchedFor's Top Rated guide, distributed in The Times, for seven years running.
Meeting us in Stirling
Address
Lomond Court, Castle Business Park, Stirling FK9 4TU
By appointment
All meetings are by appointment only – please call or book online before visiting.
Getting here
Castle Business Park is on the edge of Stirling, close to junction 10 of the M9.
Parking
Free parking on site – just enter your car registration on the iPad at reception when you arrive.
Can't get to us?
We're happy to meet at your home or workplace, or talk by phone or video.
Contact
Areas we cover from Stirling
Frequently asked questions
Is the first meeting really free?
Yes. Your first consultation is at our cost and there's no obligation to go any further. It's a chance for us to understand your situation and for you to decide whether our service is right for you.
How do you charge for advice?
We explain our fees clearly, in writing, before any work starts, so you always know the cost in advance. There's nothing to pay for the first meeting.
Is there a minimum amount?
Yes. Our service is designed for clients with £250,000 or more in pensions and investments. If you're below this, we're happy to point you towards other sources of help.
What happens at the first meeting?
We'll talk through your pensions, savings and plans for the future, and what you'd like help with. Bring any recent pension or investment statements you have – but don't worry if you can't find everything.
Can you help if my pensions are with previous employers?
Yes. Many clients have several defined contribution pensions from past jobs. We'll review them together and explain whether keeping, combining or changing them makes sense. We do not advise on defined benefit (final salary) schemes.
Do you only work with people in Stirling?
No. We meet clients at Castle Business Park and across the surrounding area, including Bridge of Allan, Dunblane and Clackmannanshire, and can work with you by video wherever you live in the UK.
Speak to an independent financial adviser in Stirling
Free first meeting, no obligation. Call 01786 611 905 or book online.
The value of investments and pensions can fall as well as rise and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.
Other places we meet clients
Can’t get to us? We can meet at your home or workplace, or talk by phone or video.
Book a free consultation →