Independent Financial Adviser in Livingston
Independent pension and investment advice in Livingston and West Lothian
Our registered office is at Fairways Business Park in Livingston, where we meet clients from across West Lothian to help them plan for, and make the most of, retirement.
Most of our work falls into three areas: turning pension savings into a retirement income, reviewing the pensions you've built up over the years, and investing savings or a lump sum. As an independent firm, we can recommend products from across the market rather than one provider's range.
The first meeting is free, with no obligation. Meetings are by appointment – at Deer Park, at home, or by video call.
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Our registered office in West Lothian
Select Wealth was established in 2014 and has its registered office at 8 Deer Park, Fairways Business Park. It's also where we meet many of our West Lothian clients – although we're just as happy to visit you at home or talk by video.
The people we work with are usually planning for retirement or already retired. Some have pensions spread across several employers; others have savings, a lump sum or an inheritance to invest. What they share is wanting clear, independent advice and a plan they can rely on.
Our service is designed for clients with £250,000 or more in pensions and investments.
Retirement, pension and investment advice in West Lothian
Rather than covering everything, we focus on three areas where we can add the most value.
Accessing your pension
How much to take, when, and in what form – tax-free cash, flexible drawdown or a guaranteed income – while keeping tax as low as possible. Includes planning for the April 2027 pension inheritance tax changes.
Accessing your pension →Pension reviews
A clear look at pensions from previous employers: what they cost, how they're invested, any guarantees they hold, and whether keeping, combining or changing them makes sense.
Reviewing your pensions →Savings & investments
Independent recommendations for ISAs and other investments, built around your goals, when you'll need the money and how much risk you're comfortable taking.
Savings & investments →We do not advise on defined benefit (final salary) pension schemes.
Three simple steps
Free initial meeting
At Deer Park, at home or by video, to understand your plans and explain how our charges work.
Clear written advice
We research your options and set out our recommendations in writing, with costs agreed before anything proceeds.
Regular reviews
We keep your plan up to date as your circumstances, the markets and the rules change.
What our clients say
All of our reviews are collected and verified independently by VouchedFor, and we've been included in VouchedFor's Top Rated guide, distributed in The Times, for seven years running.
Meeting us in Livingston
Address
8 Deer Park, Fairways Business Park, Livingston EH54 8AF
By appointment
Meetings are by appointment only, so please get in touch to arrange a time before coming along.
Getting here
Fairways Business Park is on the north side of Livingston, beside Deer Park Golf & Country Club and a few minutes from junction 3 of the M8.
Parking
Free parking on site.
Prefer not to travel?
We can meet you at home or at work, or speak by phone or video.
Areas we cover from Livingston
Livingston FAQs
Is my first meeting free?
Yes. There's no charge for the first meeting and no obligation afterwards. It gives us both the chance to see whether our service is the right fit for you.
Is Livingston your head office?
Yes. 8 Deer Park, Fairways Business Park is our registered office, and it's where we meet many of our West Lothian clients.
Do you have a minimum?
Yes. Our service is designed for clients with £250,000 or more in pensions and investments. If that isn't you yet, we're happy to suggest other places to get help.
How much does advice cost?
Our charges are explained clearly, in writing, before any work begins, and nothing goes ahead without your agreement. The first meeting is free.
I have pensions with several old employers – can you help?
Yes. We regularly review defined contribution pensions from previous jobs and explain whether keeping, combining or changing them is worthwhile. We do not advise on defined benefit (final salary) schemes.
Can you see me at home?
Yes. As well as meeting at Deer Park, we can visit you at home across Livingston and West Lothian, or meet by video call.
Speak to an independent financial adviser in Livingston
No-cost first meeting, no obligation. Call 01506 300 173 or book online.
The value of investments and pensions can fall as well as rise and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.
Other places we meet clients
Can’t get to us? We can meet at your home or workplace, or talk by phone or video.
Book a free consultation →